Terms & Conditions

Welcome to Harthills National Bank. By accessing or using our services, you agree to comply with and be bound by the following Terms and Conditions (“Agreement”). These Terms and Conditions govern your use of the website, products, services, and any related platforms (collectively referred to as “Services”). If you do not agree with any part of these terms, you are advised not to use our Services.

1. Acceptance of Terms

By using our website or Services, you acknowledge and agree to these Terms and Conditions, which may be updated from time to time. You are encouraged to review this Agreement periodically to stay informed of any changes. Your continued use of the Services after such changes have been made constitutes your acceptance of the updated Terms and Conditions.

2. Eligibility

To use Harthills National Bank’s Services, you must be a legal adult in your jurisdiction of residence and possess the legal authority to enter into a binding agreement. Certain services may be restricted to specific geographic locations, account types, or eligibility criteria as determined by the bank.

3. Privacy Policy

Your privacy is important to us. Please refer to our Privacy Policy for details on how we collect, use, and protect your personal information. By using our Services, you agree to the collection and use of your information in accordance with our Privacy Policy.

4. Use of Services

You agree to use our Services in a responsible and lawful manner, and not for any illegal or fraudulent activity. You are solely responsible for the actions taken on your account, and agree to promptly notify us of any unauthorized use of your account or any breach of security.

5. Account Registration

To access certain Services, you may be required to create an account with us. You agree to provide accurate, complete, and up-to-date information during the registration process, and to update your information as needed to maintain its accuracy. You are responsible for maintaining the confidentiality of your account login details and for all activities that occur under your account.

6. Services Availability

While we make every effort to ensure that our Services are available, we do not guarantee uninterrupted access to the website or any specific Services. We may suspend, withdraw, or restrict access to our Services at any time without prior notice for the purpose of maintenance, improvements, or unforeseen technical issues.

7. Fees and Charges

Some of our Services may incur fees, charges, or penalties. The terms of such fees will be clearly stated when you access those specific Services. You agree to pay all applicable fees and charges in accordance with the terms associated with the specific Service. We reserve the right to amend fees and charges at any time, and such changes will be communicated to you in advance.

8. Intellectual Property

All content on our website, including but not limited to text, images, graphics, logos, and software, is the property of Harthills National Bank or its licensors and is protected by intellectual property laws. You may not use, copy, reproduce, or distribute any content from the website without express permission from the bank, except as permitted under applicable law.

9. Third-Party Links

Our website may contain links to third-party websites that are not under the control of Harthills National Bank. We are not responsible for the content, privacy policies, or practices of these third-party sites. We encourage you to review the terms and conditions and privacy policies of any third-party website before engaging with their content or services.

10. Limitation of Liability

Harthills National Bank is not liable for any direct, indirect, incidental, special, or consequential damages arising from your use or inability to use our Services. This includes any damages resulting from errors, omissions, interruptions, or delays in the performance of our Services, even if we have been advised of the possibility of such damages. Your sole remedy for dissatisfaction with our Services is to stop using them.

11. Indemnification

You agree to indemnify, defend, and hold harmless Harthills National Bank, its affiliates, employees, and agents from any claims, damages, losses, or expenses arising out of your use of our Services, violation of these Terms and Conditions, or any infringement of intellectual property rights.

12. Governing Law

This Agreement and any disputes related to these Terms and Conditions shall be governed by and construed in accordance with the laws of the United States. Any legal actions or proceedings under this Agreement will be conducted exclusively in the courts of the United State.

13. Termination

Harthills National Bank reserves the right to suspend, restrict, or terminate your access to any of our Services at any time without notice, for any reason, including but not limited to your breach of these Terms and Conditions. Upon termination, your right to use our Services will immediately cease, and you agree to discontinue all use of the Services.

14. Amendments to Terms

We reserve the right to modify, update, or revise these Terms and Conditions at any time. Any changes will be effective immediately upon posting on our website, and we will notify you of any material changes. Continued use of the Services after such changes constitutes your acceptance of the new terms.

15. Dispute Resolution

In the event of any disputes or claims arising out of or in connection with these Terms and Conditions, you agree to first attempt to resolve the matter through informal negotiations. If a resolution cannot be reached, the dispute will be resolved through binding arbitration, in accordance with the laws and procedures of the United Kingdom.

16. Contact Information

For any questions, concerns, or clarifications regarding these Terms and Conditions, please contact us